Every home we sell is factory-built — ordered new from Cavco or Champion, not pulled off a lot. That means the path looks a little different than a typical dealer. Here's exactly what happens, including where your deposit fits and how that connects to the factory order.
Call us or check our current lineup of Cavco and Champion floor plans. Since we don't carry a full lot, we'll walk you through photos, specs, and options on the models we're ordering right now.
We work directly with 21st Mortgage under our dealer code, so you can apply and find out what you qualify for before you fall in love with a specific model. Most buyers do this early so budget guides the search.
Once you've picked your model, a deposit locks in your build slot. That's the moment we place your order directly with Cavco or Champion — your home is factory-built specifically for you, not pulled off a lot.
While your home is in production, tell us where it's going. We'll go over what the land needs — a level pad, utility hookups, and access for delivery — and what site work should happen before delivery day.
Your home is delivered and set on-site, hooked up, and inspected. Once everything checks out and your loan closes with 21st Mortgage, the keys are yours.
It helps, but it's not required to start. We can talk through site requirements before you've locked in a lot, so you know what to look for.
Since we order direct from the factory instead of stocking a lot, your deposit is what puts your specific home into production — the same way ordering a custom-built item works anywhere else.
Getting pre-qualified with 21st Mortgage is quick, but full approval timelines depend on your situation. Applying early keeps it from holding up your move-in date.
Your deposit is what puts your home into production, so it's non-refundable once the factory order is placed. The factory doesn't refund us either at that point, so this protects both sides once your home is being built.
Your delivery date depends on factory production finishing, your site being ready, and your financing closing — not a date on a calendar. We won't schedule delivery until all three are lined up, so you're not stuck with a date your loan hasn't caught up to yet.